Anti-Money Laundering Policy

U2 Casino Malaysia operates in compliance with:

• Anti-Money Laundering, Anti-Terrorism Financing and Proceeds of Unlawful Activities Act 2001 (AMLA)
• Financial Services Act 2013 and associated regulations
• Bank Negara Malaysia guidelines on anti-money laundering and counter-financing of terrorism
• All other applicable Malaysian laws and regulations governing financial crime prevention

All players are subject to KYC verification requirements. Before processing withdrawals above applicable thresholds, U2 Casino requires:

• Valid government-issued photo ID — Malaysian IC (MyKad) or passport
• Proof of address — utility bill, bank statement, or official government document issued within 3 months
• Payment method verification — confirmation that the payment method belongs to the account holder
• Additional documentation may be requested based on transaction patterns or risk assessment

KYC documents are reviewed by our compliance team and stored securely in accordance with our Privacy Policy. Failure to provide requested documentation within a reasonable timeframe will result in withdrawal suspension.

U2 Casino monitors all financial transactions and player activity for indicators of money laundering or suspicious behaviour. Our monitoring systems flag the following patterns for enhanced due diligence review:

• Large or unusual deposit amounts inconsistent with a player's established activity profile
• Rapid deposit-withdrawal sequences with minimal or no gambling activity between transactions
• Structured transactions designed to remain below reporting thresholds (smurfing)
• Multiple accounts linked to the same identity, device, IP address, or payment method
• Payments from or to third parties not registered on the account
• Deposits from jurisdictions associated with elevated financial crime risk

Flagged transactions are reviewed by our compliance team. Players may be contacted to provide additional documentation during this process. We reserve the right to place withdrawal holds during compliance reviews.

The following activities are strictly prohibited on the U2 Casino platform and will result in immediate account suspension and reporting to the relevant authorities:

• Using the platform to launder proceeds of any criminal activity
• Depositing funds obtained through fraud, theft, or other illegal means
• Using payment methods not registered to the account holder
• Structuring transactions to avoid AML reporting thresholds
• Providing false, misleading, or forged identity or financial documentation
• Conducting transactions on behalf of undisclosed third parties
• Any activity that facilitates the financing of terrorism or extremist organisations

U2 Casino is legally required to submit Suspicious Transaction Reports (STRs) to Bank Negara Malaysia's Financial Intelligence and Enforcement Department (FIED) where there are reasonable grounds to suspect money laundering or terrorism financing activity.

We are legally prohibited from informing any person (including the subject of a report) that a suspicious transaction report has been made or that an investigation is underway. This is known as the 'tipping off' prohibition under AMLA.

U2 Casino cooperates fully with Bank Negara Malaysia, the Royal Malaysia Police (PDRM), the Malaysian Anti-Corruption Commission (MACC), and all other relevant authorities in any investigation related to financial crime.

U2 Casino reserves the right to immediately suspend any account and freeze associated funds where there are reasonable grounds to suspect money laundering, terrorism financing, or other financial crime. Suspension may occur:

• Pending completion of enhanced KYC or due diligence procedures
• While a compliance investigation is in progress
• Following a request or order from Malaysian regulatory authorities or law enforcement
• Where prohibited activity is suspected or confirmed

Suspended funds may be held for as long as required to complete the relevant investigation or comply with any regulatory or legal hold instruction. U2 Casino accepts no liability for losses arising from account suspensions conducted in good faith under this policy.